Wow, that is a challenging question. It’s a bit easier if thinking about the beginning of the audio chain, since if you have a poor signal, better components may make it sound worse. But at the speaker end, unless you are under powering the amp, generally, the better the speaker the better it will sound... I guess unless you are getting a tremendously detailed speaker... for example Magico... too revealing. I have heard Magico make some pretty good equipment sound bad. Hmm, thinking out loud... obviously.
Most of us are trying to set ourselves up for the next upgrade. But sounds like he does not want to. So, I’d go for the 2x to 3x area. If he doesn't know he is going to upgrade in the future... then being conservative makes sense.