Your head unit is sending a low level signal @ what ever you set it at and normally that roll off is the same as the roll on of the next crossover point. No different than any crossover. IF they lap at the same frequency and have a vey gradual slope there can be all kinds of bloating.
If you set your sub to a lower point the sub plate (whatever you have) will play lower but your signal is limited by how you're set up. If you would have set the subs in the head unit to "Large Speakers" the subs will be controlled just by the plate.
My subs are set at 4th order 24db but the slope from the mid bass coupler columns is at 48db. A VERY steep slope. Because of that alone there is little bloat and almost no combing or suck-out.
That is what you want to try to do, but remember 50% of great sound is the room, know your room. Ground up approach. Room, Bass, then all the rest, not the other way around. With todays systems you have to work to get bad sound to tell the truth.
Regards