What is the current retail cost of your reference system?

Retail for the main system $50.5K, and for the office & patio systems combined $4.1k.  However, I would never pay retail, this hobby way too expensive, far too fast, especially for those touched with OCD.  Most of my components were purchased from dealers, pre-owned as trade-in's, some from audiogon and USaudiomart, and some new. As described by @ghdprentice in other threads, I purchased components of similar quality after alot of research, trial and exchange. This way I was able to achieve a system with relatively good synergy. Only item lacking at the moment are my speakers which are due for an upgrade.  

Why is no one including the cost of their hard copy music? Probably equal to the price of my equipment. 

@dweller This is true, but the vast, vast majority of my vinyl was purchased when a typical album sold for between $3-$10, and many were gifted by people leaving vinyl behind.

About 150 % of what i paid, all used mostly for 1/2 price except for the CDP

I started from scratch two years ago because the system that I bought 45 years ago was stolen within the first year after I bought it. Raising a family and mortgage payments and everything else I didn’t bother to try again until two years ago. With the intent of spending about $10,000 for a modest system, $40,000 later I am almost done! I am expecting their best audio sensibility speaker cables later today. I spent three times what my 1977 system cost on cables alone, including power cables and interconnects. That early system consisted of a pioneer amplifier/receiver, and Bose 901 series 2 speakers and a modest TT. It sounded pretty darn good then, but my ears were 45 years younger. So the answer to your question is, you can spend as much money as you want to spend on a stereo system, depending on your tolerance for spending and what you are trying to accomplish. You can do digital or analog for much less the trying to do both in hq. With so many improvements in materials and technology I’m sure pretty sure that today you can put a pretty darn good system together for $10,000 for a modest size room. Wish now I had stuck to my original budget and bought an “all-in-one” unit and hq book shelf speakers. However it does sound good to my ears. Weak link may be the speakers. If the new cables don’t blow me away, I may sell speakers and upgrade. My system:

Pass Int 60 - 9k

Innuos Zenith MK3 - 6k

Innuous Phoenix USB - 3.5k

Ayre QB 9 twenty - 3k

VPI Classic with Transfiguration Axia - 6k

Parasound JC 3+ - 3k

Volti Razz - 6k

Furman - 1k

Speaker cables and interconnects - 6k

Good luck in your quest!