This is kind of an impossible question to make good recommendations and really requires knowing what equipment is in both systems. But, to me, any girl who rocks JBLs is worth marrying. Just sayin’.
That said, and in very general terms, if you’ve got a low budget then monitors and two decent subs should be better as you’re getting more near full range and cheaper floor-standing speakers will likely have cabinet-resonance issues that can be less invasive in monitors given their smaller size. Again, far too many variables here to make any comfortable recommendations other than just some blind general statements. The more info on equipment, budgets, room size, tastes in sound/music you can give the better.