Do you have a dealer who will let you audition at home?
I have owned McIntosh and when I decided to upgrade I auditioned Moon and Audio Research. Ultimately I went t with Moon as I didn’t want to deal with tubes.
I prefer combined DAC / Streamer - personal preference and there are trade offs for either approach
The question I believe you are trying to answer is would you prefer another component(s) in lieu of the Moon 891. Good luck in your journey- I would look at DCS and Linn based on my experience and the guess digital is your primary music source.