Unless the buyer is using a stolen credit card, in which case PayPal has the option (you sign this right away in the agreement) to come back and debit your bank account later!!) {moderator: pls correct me here if I’m wrong}. _here we go again._ I think your best bet if using PayPal is to deal with long-time, high-feedback members only. In order to do this, do not use the "buy now" option. Instead, choose to pick those with whom you wish to do business using the "make an offer" option when listing. -Further, "Talk"/communicate with these people. Ask about their systems, compatibility. See if they speak "audiophile". Audiophiles love to speak about stereo. Truman