Here are a few thoughts from a user with a setup that should not work as well as it does ---
My JBL 4430 monitors are only 93dB efficient.
I'm driving them with a relatively old, and humble, 300B amplifier. My amp was originally sold as a kit by Audio Electronic Supply, the kit division of Cary, back in the 1990s. It was not an expensive kit which suggests that the transformers were not of a high pedigree. However, they seem to work just fine.
This amp was reviewed in Sound Practices back in the day. Actually, there were two reviews of the amp in one issue. One of those reviews was by Herb Reichert, though perhaps that doesn't really matter. He liked the amp. The other builder/reviewer/listener didn't think it was as good as the other kit he built.
In Dennis Had's "manufacturer response" to Herb's review he suggested a circuit mod to incorporate a 12AU7 into the driving circuit. I only mention this to fully 'splain what my amp is like, because my amp has this modification.
Each of us has our own personal listening habits and preferences. I listen in the near field. My listening volumes are typically well below 80dB. Within the context of my listening preferences, in my room, with my speakers, my humble little amp sounds truly spectacular. Audiophile guests have concurred (not that it matters).
My point here is not to disagree or take issue with what @atmasphere has stated. He has forgotten more about amplifiers than I'll ever know and I have tremendous respect for him and the marvelous equipment he builds. He's the real deal, and very generous in sharing his thoughts on this board and for this we should all be grateful. I know I am.
I'm simply saying that the technical considerations and limitations he shares above do not necessarily diminish the enjoyment that can be derived from a system.
I'm sure my equipment could be better. I know there are better speakers out there and better amplifiers than what I use. But, to the OPs original question my response is that even equipment that is relatively compromised can provide tremendous listening satisfaction.
Good luck in all you undertake.