"I would expect a speaker rated for 400 watts to be able to handle 100 watts with little to no compression. After all that is 6 db less than rated power."
You would be surprised!
I use JBL 2241H 18" woofers rated at 600 watts continuous. These were redeveloped from the 2240 specifically to overcome the effects of power compression.
At 600 watts, they loose 4.3 dB.
At 300 watts, (i.e., -3 dB), they loose 2.6 dB.
At 60 watts (i.e., -10 dB), they loose 0.8 dB.
As I noted, these are 18" woofers with 4" vented voice coils specifically designed to mitigate power compression and I can imagine that a "lesser" woofer would undergo more compression that this.