From a Florida lightening situation, there are at least 3 events to consider:
1. A direct strike of your home... as noted above....for this you better have a lightening rod system installed by a certified electrician with at least 4 copper rods driven 20’ into the ground... cost about $2k... and you should also have a panel box surge protector and wall surge protector in case there is any leakage... another $500 installed.
2. A lightening strike nearby that travels through the ground and into your panel box wiring. Best option... a panel box surge protector and a wall surge protector
3. Lightening hits a nearby electrical wire and travels into your panel box... same as #2.
also, when you are not listening, the wall surge protector should be turned off or powered off.....
and have a good homeowners policy
1. A direct strike of your home... as noted above....for this you better have a lightening rod system installed by a certified electrician with at least 4 copper rods driven 20’ into the ground... cost about $2k... and you should also have a panel box surge protector and wall surge protector in case there is any leakage... another $500 installed.
2. A lightening strike nearby that travels through the ground and into your panel box wiring. Best option... a panel box surge protector and a wall surge protector
3. Lightening hits a nearby electrical wire and travels into your panel box... same as #2.
also, when you are not listening, the wall surge protector should be turned off or powered off.....
and have a good homeowners policy