Nothing to lose trying the built in Cambridge DAC just to see/hear. Cost does not always determine what sounds best.
I used to run Squeeze system then Plex with older DAC then acquired Cambridge Evo 150. The built in DAC is pretty good. That’s what I use. But I did move to Roon shortly after and that is where I am and very happy. I recommend trying all available options with your Cambridge and give it time to determine what works best.
I also have a Chord Mojo and another $80 dongle that sounds very good and on paper is technically better than the Mojo. Both sound very good but very different. The Mojo is probably the worst DAC I use and enjoy at least based on measurements I’ve seen that compare. So you never know how a particular configuration will sound until you try.