2. misc-audio
  3. 189637-2720

Insurance for system

I have been trying to get theft coverage for my system without success. Between the electronics, cables and add ons I probably have around $100K invested in it. My broker suggested that she might be able to get coverage for some of the gear but not all of it. I know that there are specialty carriers for collectible cars but is anyone aware of insurers who specialize in coverage for what most carriers would consider luxury goods?

128x128lwin
audioman58's avatar
audioman58
4,134 posts
 

Go to a different company I have progressive ,you just have to upgrade your coverages .

garebear
1,146 posts
 

…..very good point on noting that you own vintage equipment as that is a whole different animal and coverage as well as the company that insures such items.

 

erock79
35 posts
 

I insure my collection in a separate policy my primary insurance broker shops for me. Every couple years we move around, but obtaining insurance has not been a problem. It is a policy similar to what would be used to cover fine art. 

emergingsoul
1,130 posts
 

@whart 

I'm in love with your room and system it's awesome. So many records. the length of the rug so perfect for the room. Such pretty speakers.

But it sounds really lovely there.

spenav
424 posts
 

FPL has an insurance for electronics. It costs I believe less than $12 a month in case of lightning damages and such. Last month, we had a power surge that killed my five year old AVP.  They gave me what I paid for it new. I was expecting a replacement value. Needless to say I was very happy. 

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