Thought I'd close this out. It's been several months ago, I found a good deal on an Anthem AVM20 processors and I couldn't be happier with the improvement in sound. It's five channel and without HDMI, but perfect for my 2.1 set up.
It gives me bass management and I can vary the crossover for the signals that go to my monitors. Taking the digital signal from my Cyrus works better than letting the Cyrus convert to analog, which was a surprise but confirmed by a few blind tests. All of this, as you all predicted, is a distinct class step up from the NAD. System is really sounding great, if I must say so myself.
It gives me bass management and I can vary the crossover for the signals that go to my monitors. Taking the digital signal from my Cyrus works better than letting the Cyrus convert to analog, which was a surprise but confirmed by a few blind tests. All of this, as you all predicted, is a distinct class step up from the NAD. System is really sounding great, if I must say so myself.