@inagroove LOL, again more misinformation from someone with a paucity of feedback on this site. And a failure to address the misinformation called out in the first post. Do you even read what you are posting? Neither of us wants to shift risk to the seller, which is what you wrote in your second sentence. We are shifting the risk to the to the buyer.
First, independent of the method of payment, Audiogon requires the goods to arrive to the buyer in the condition described in the ad. Simple as that. I have had an item arrived damaged to the buyer on two occasions and have given a choice, both times, of an immediate refund, and return shipping, or a discount from the price paid. You don’t get years of great feedback by treating fellow hobbyists inequitibly.
There are a lot of no feedback, or low feedback, folks buying on this site. Feedback is the primary source of trust for me. So even though I treat them the same as any other buyer, I want to be insulated from PayPal charge backs and buyer scams.
I walk the walk, and am happy to make purchases using money order, personal check or friends and family on a regular basis. If I am asking other folks to do that, it is only fair that I do the same as a buyer as well.
Some of the members here were members of a print publication called Audiomart, this is before the advent of the internet. We bought and sold, much as we do now and, after making a deal on the telephone, it was not uncommon for the seller to ship the goods before the check from the buyer arrived.
You, and others here, may be averse to certain payment methods, nothing wrong with that. Dont buy, you dont seem to do a lot of that anyway, another expert free of experience keeping the internet safe. But the rest is a fine stew of paranoia with a side of fake news.