Bare wire is best - the solder/tin advice is not advice I would take for a number of reasons. A crimped connection is better than a soldered one.
Also I do not believe the old wisdom regarding spades - they do not offer the most surface area contact with the post as commonly argued. The only part of the post that is conductive (this is true of most, but not all posts) is the actual post itself, not the thumb-screw part, or any other area. So you are really only coming in contact with the post on a very small area, the thin section of the spade _not_ the wide and flat section as most people believe, because the parts of the post that is touching are not conductive. Bananas, on the other hand, physically go into the post and the entire banana is typically making contact with the conductive part of the post as a result.
Therefore I have found that banans, and particularly Z-Plugs (a-la Nordost) are the best connectors, not spades. Some may disagree - that's life I guess.
Also I do not believe the old wisdom regarding spades - they do not offer the most surface area contact with the post as commonly argued. The only part of the post that is conductive (this is true of most, but not all posts) is the actual post itself, not the thumb-screw part, or any other area. So you are really only coming in contact with the post on a very small area, the thin section of the spade _not_ the wide and flat section as most people believe, because the parts of the post that is touching are not conductive. Bananas, on the other hand, physically go into the post and the entire banana is typically making contact with the conductive part of the post as a result.
Therefore I have found that banans, and particularly Z-Plugs (a-la Nordost) are the best connectors, not spades. Some may disagree - that's life I guess.