@mark200mph +1 The ear wax + smutz thing is a substantial possibility. It was for me.
Knowing I have condition called surfers ear I thought I could get ahead of the issue using over the counter applications and rubber bulb warm water rinses during showering.
When I finally went to the Doctor his typical measure for removing this type of obstruction didn't work as it had adhered itself to the ear drum.
He filled the canal with a warm solution that works like WD-40 (his analogy) for twenty minutes . Afterwards he was able to remove a 3/8" wad of junk.
Even a film of wax and dust on the ear drum will could inhibit the quality of hearing.