Preamp w/DAC (or Integrated w/DAC) vs. Outboard/External DAC? (Again! Forgive me!)


Please forgive this question if you think it's been answered before. I really have been researching it and am still confused.
Regarding prospective purchases of preamp or integrated amp —total budget about $3-4k.
I am still trying to decide a basic question of tubes vs. solid state.
But, I am *also* stymied by the "external vs. internal DAC" issue. This is the question I'm raising now.
  • Some say "you must get an external DAC because things change so much."
  • Others say, "get an internal DAC, you'll be fine and then can do a pre-out later, if DAC's change."
  • An audiophile friend says, "Even having an internal DAC that you bypass still adds noise, so keep it separate for that reason, too." (He recommends audio-gd DACs.)
  • Because I'm very interested in PS Audio's StellarGainCell (and it has a built in DAC) and I raised the DAC issue with them — I asked, basically, "Why shouldn't I worry about the obsolescence of the DAC in the GainCell Preamp?"
  • PS Audio replied: "It’s true that DAC technology has changed a lot in the last decade and obsolescence has been an issue as the industry has shifted towards streaming….The Gain Cell is compatible with all of the popular formats, like DSD and high rate PCM, so obsolescence is unlikely for what we can foresee. All of the streaming services we’re seeing, even new ones like Qobuz, are doing 24/192 and the Gain Cell is more than capable to handle all of that. While we can’t predict the future, we’re not seeing anything on the horizon that we expect to change this. We haven’t heard of anything that would be game changing and drastically alter this product’s relevance as the Gain Cell can process the file types and sizes we’re seeing with streaming which is increasing in popularity….We’re proud of the design of the Gain Cell’s preamp section, and I think its performance both in the DAC section and the preamp section will have a lot of longevity for years to come."
Any opinions about the general issue?
Any suggested $$ breakdowns for how to spend $3-$4k — how much for preamp, amp, dac, proportionately?
This is a system-building in progress. I'm spending reasonable, similar amounts on other elements but not gobs of money -- e.g. I will not have $5k speakers or a $2k streamer, etc. So if you think I'm over-worrying this question *given my total system's modest profile* you can just tell me straight, "Dude, don't bother worrying about this question. Your system isn't worth it." I'll appreciate that candor, too.

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In the past two months I’ve switched from an integrated DAC to an external $500, then a $1250, and finally a $2450 DAC.  I wish I had tried an external years ago.  It’s amazing the difference in between the units. I’m very happy with the unit I’ve settled on. I never dreamed I’d spend $2450 on a DAC, but it is worth every penny. My speakers are used, but they were $5000 retail. I currently use my desktop computer, a preamp, DAC and dual amps to my two speakers. I’m extremely pleased with my system. 
Schiit-Freya S preamp
Schiit-Yggdrasil DAC
Schiit- Vidar amps in mono
Dynaudio Focus 260 speakers 
That may be where I’m headed, generally. Your choices exceed my budget. Do you like their tubes?
Here's what psaudio said about the external DAC issue. I now have roughly half of people saying "get an external DAC" and the other half saying "it doesn't matter." Ugh!
"While I would agree that an outboard DAC is the most ideal situation it would also take a far superior DAC to the Gain Cell to be a better performing unit. So having the DAC internal to the unit is not the most important factor to consider. If you’re asking if something like an outboard DAC like our DirectStream DAC would sound better the answer is yes, it certainly would. But that is largely because the DAC is superior over the Stellar unit. But on the other hand if you’re wondering if a less expensive standalone DAC will sound better then the answer is likely no because the DAC isn’t as good. So I wouldn’t get to hung up on making sure you have an internal/external DAC rather than selecting a unit that you like and works well for your use."

Just having visited a small audio show I can say that built-in dacs and streamers are becoming the norm for mid-fi. I would not worry too much over future resell value.

The noice your friend is talking about is probably not noticable in this price range. The more expensive systems mostly used pre-amps, amps and a combined dac+streamer or separate dac and streamer but then we are talking $3k per piece or so with a total (sometimes way) over $10k.

I heard a Hegel h590 integrated that sounded very good and an Arcam SA30 (I think) that was also good but not as good (only $2.5k and with cheaper speakers). Hegel has a model called h190 that is cheaper if you don’t want to go to the h590 or h390, still with dac and streamer.

I know Bryston has a good integrated with dac but don’t remember what it costs. Ayre has one for about $6k, maybe they have a cheaper model too. And so on.

See what you can listen to and again, I don’t think you have to worry too much about parts being integrated.

Good luck!