I thought to myself hmm, I have a $5000.00 DAC. But I drive a four year old Honda, don't have motorcycles, snowmobiles, ATV's, expensive watches, a second car, club memberships etc. It's where I choose to spend my money. Who cares!
Yes, this is a fundamental point. Some people would be aghast to learn the value of my system (~$15k), yet they think nothing of buying >$50k cars, while I happily drive a 2010 Audi bought used for <$10k.