Different people have different values and live different lives. Some commit themselves to education and hard work and make a lot of money. Others prefer a more balanced life between work and family and may have less resources.many spend money across a dozen interests… some over just a a few. Then there is your nature… frugal or indulgent. Many more parameters.
Folks that are passionate about work, and with few pursuits can end up with high dollar system. Folks with more diverse interests and less focus can end up with wonderful system but with less dollar value. Too much ego and we end up with folks just accusing others of not being the same as yourself.
Personally I respect folks with $10K systems that have a passionate love of music and put a huge effort into assembling it. I have a lot of respect regardless of the cost provided folks truly love and pursue great high quality systems… even if the cost five or ten times what mine does. I don’t assume just because someone has more money than I do that they are stupid. My experience has been exactly the opposite.