@stuartk , My point of view is that we all depend too much on the quality of recordings we are listening to. Even on a poorly recorded music, the amps and speakers make huge difference, whereas the differences between DACs are much less. I do not count really bad DACs which do exist (some time I was using Blue note Node 2i but just which is not bad as a streamer, but its DAC is really bad). At the same time, I still use a $130 ifi zen DAC for streaming from my lap in my studio system, and I have a T&A $7000 DAC with a Melco streamer in my main system. I still prefer the latter combination, but I do enjoy streaming in my studio system as well, the SQ is not really bad. I do hear more distortion there, but all recordings and audio gear have some degree of distortion. When I am completely dedicated and concentrated to the music I am listening to, I do enjoy more clear and clean sound in my main system, but this does not demotivate me to listen to my other audio system.
You mentioned about the differences in "musicality and tonality". What differences in tonality or musicality you can hear listening to Led Zeppelin I-VI with different DACs or to Miles Davis Kind of Blue (which is one of the best recorded early albums of Miles Davis)? Can you be more specific on differences in "musicality and tonality" that you note, on which kind of music? How you perceive the "musicality and tonality" in Jimi Hendrix albums, or take much better quality recordings on ECM or more recently on ACT jazz, or on the classical music (which was always recorded much better than the Rock and perhaps also the jazz)?