If you don't do it, then you have waived SMUD from any potential liability for appliance damage due to surges in the future (by my reading of their Site.) It's an insurance policy in the form of a whole-house TVSS installed at the meter. This is step 1, and only covers motor driven appliances. Step 2 is the outlet strips, and those are required to cover "electronics."
If I was in Sac, I'd do Step 1 in a heartbeat. I'd do Step 2 certainly on the computer and peripherals. On the stereo equipment is a tough call since the supplied outlet strip is, well,...you know. I think I'd look at a glorified outlet strip like the baby Hydras that have some decent surge suppression.
Fortunatly, lighting strikes in No. CA are scarce. I have PG&E and I'm going to look into what they may offer.
If I was in Sac, I'd do Step 1 in a heartbeat. I'd do Step 2 certainly on the computer and peripherals. On the stereo equipment is a tough call since the supplied outlet strip is, well,...you know. I think I'd look at a glorified outlet strip like the baby Hydras that have some decent surge suppression.
Fortunatly, lighting strikes in No. CA are scarce. I have PG&E and I'm going to look into what they may offer.