@ghasley you didn't say it, I did.
97% of the world doesn't have 2.34 million or whatever the number is for a "secure"
retirement as we are being fed that by wealth management "gurus" and "experts" and they seem to be a lot happier and less tense than Americans. By your logic, nobody should have a small business. Maybe it's not the small business idea that's wrong but the fact that private health care and everything else cost so much here.
My #1 priority is to take care of my sick mother, support my kids and not to put money away for retirement - it's a binary choice - I can't do both. That's the old model that worked for 2000+ years. I know it's not the model of the last 50 in the US but call me stupid, I know I am not "normal".
Sorry for the tangent @nashvillehifi my offer still stands to run the stats on the hifi buying potential of the area.