Larry, Reports from my friend who has taken up a formal study of zenith error tend to agree with yours, to the effect that cartridge manufacturing errors are paramount in determining the error.
Also, I agree with your point about inertial mass of linear trackers (air bearing or otherwise). Some reputable engineers evidently think that high inertia in the horizontal plane is desirable for best bass frequency reproduction. Not only do we see some pivoted arms like the Moerch with outrigger weights at the horizontal pivot but also we have the Dynavector tonearms which very deliberately also strive for high horizontal effective mass. I have mentioned this at least once before, but one rationale for that goal arises if you consider that bass frequencies, increasingly as f goes down, are generated by increasingly horizontal motion of the stylus tip. Since these frequencies generate a lot of energy at the stylus/cantilever, the high inertial mass would be seen to stabilize the pivot relative to the stylus tip, so that the tail does not wag the dog (from side to side). Fremer often repeats his bias view that horizontal and vertical effective mass ought to be nearly equal, and, right or wrong, his opinions have had an effect on others’ perceptions. I suppose he learned his opinion at the feet of one or another tonearm designer who feels the two should be about equal. But I have never heard or read a good argument for it.