OP here - some quick answers:
budget? as little as possible. There are products that punch way above their weight class -- that's what I want -- just shy of diminishing returns. Most of my setup is DIY (transport - rPi & digiOne, Interconnects, speaker cables, phono stage, etc.). This is why the opAmp swapping appeals to me.
Here's what I've tried so far (in order of preference):
Maverick Audio D3 - AD1955 (w/ upgraded opAmp)
Khadas Toneboard - ESS ES9038Q2M
Fozi zd3 - ES9039Q2M (w/ Upgraded opAmp)
SMSL Sanskrit - AK4493 DAC
Hint 6 Dac - ESS Sabre32 Reference ES9018K2M
Don't get me wrong -- these are all good dacs and do what they're suppose to. Out of all of them, I preferred the Maverick Audio D3 (10 years old!) over the others. Especially with the Sparkos upgrades ... it really opened my eyes to digital capabilities. I found the ESS dacs that I've tried in my system have 2 things in common: 1. digital glare or sheen, 2. emphasized treble. Both of which I find fatiguing.
So, do I go R2R or spend more for a better ESS implementation (geshelli J3 for example).