I love music and I love my equipment, but my reality is that I am on a fixed income since my unforeseen retirement. That hasn't prevented me from completely overhauling my setup during Covid, but it does limit my options to mostly used equipment. This isn't a problem, as there are more than enough people out there that swap equipment like I change my underwear.
An added benefit of buying used is that my resale price is often the same, or more than what I paid. Buying audio equipment new is the same as buying a new car. You lose 30% just driving it off the lot.