Insurance question


In general - do audiophiles insure their equipment at replacement value, current value -if at all?

(I can just see an insurance company replace a $20k - $$$ stereo -be it from theft or natural disaster. NOT!).
johangrb

Showing 1 response by larryken

Nick, is that the standard HO3 policy you are describing? I have replacement cost on building and contents but was unaware of any per item dollar limits...I'd take a huge loss if this is the case with my coverage.
thanks,
Larry