HOW MUCH IS TOO MUCH TO SPEND ON A SYSTEM? IF YOU GET THE SOUND DOES IT MATTER?

My main system is now a mono system with a CD and a streamer and a few spare tubes (a banker box full, LOL). I can't seen to put a system together for less than $6000 lately. In stereo, closer to $13,000. That is with a lot of experience and careful shopping. That's close to my rock bottom, Could easily spend double that but would be pretty far up the point of diminishing returns. One caveat, I don't play loud so that makes it cheaper.  

SOME MIGHT SAY THAT TOO MUCH IS NEVER ENOUGH WHILE SOME MIGHT SAY TOO MUCH IS SIMPLY TOO MUCH.

Clearly this is a serious conundrum for many.  And  sadly, the audiophile landscape is littered with all too many failed marriages due to unresolved WAF's.  

My question to the husbands, IS IT REALLY WORTH IT?

@jayctoy @ckr1969 i will update you on that soon. Would love  to meet each of you. @ps  to you as well.  I don’t wanna argue over the internet.  That’s not my style. Audio is a happy thing for me. Not a job.  A happy hobby.  Take care.