You will not have any practical remedy if things go bad. It does not matter when it "clears" or what the "hold" period is - your endorsement is a guarantee from you to the bank that you will make good on it if the check bounces, which can happen many weeks later.
cashier's checks are frequently forged by scammers. It is easy to do.
If you are stuck with an out of state check, a pragmatic guesstimate would be to give it at least 15 business days (i.e, three weeks). Do not accept international checks.
cashier's checks are frequently forged by scammers. It is easy to do.
If you are stuck with an out of state check, a pragmatic guesstimate would be to give it at least 15 business days (i.e, three weeks). Do not accept international checks.