Best we can do is speculate. Resolving requires @tubes21 (the only with the authority) to contact both TMR and his bank to clear up the payment processing problem. Otherwise maybe work out another method of receiving payment.
Has anyone had problems getting their money refunded by The Music Room?
That about sums up my experience with trying to get my money back from The Music Room after returning expensive gear in showroom condition. Several weeks ago I was told that the problem was with my bank in processing TMR check. Still haven't seen the check nor a statement of my account with they charged against it.