Another vote for a separate DAC. Wife killings only last a few days, good audio is forever! It seems complicated at first to find something that you think will be the right fit. If you live in the sticks like I do it's even more difficult. Decide your source(s), Learn about sampling rates. If you think you will be happy with CD quality, 44.1 and that's as far as you want to go then you only need to find a DAC that can perform that operation well. No need for DSD capabilities if you'll never use DSD. If you think you'll want to stream hi-res at some point then get something that can do that. Start looking at used gear sites such as Audiogon and US AudioMart to see what's up for grabs in your budget. Read as many reviews on each item as possible to get a flavor. Spend as much as you can reasonably afford.