Does PayPal suck or.........?

With PayPal you have no recourse. Its like issuing a money order or cash. The benefits of a charge back in case of trouble are negated by this service. Buyer beware.

PayPal is a great idea, that has been very poorly implemented, probably because it is undercapitalized; and it benefits the seller much more than the buyer. On my first transaction, PayPal confirmed via e-mail that I was overcharged; but was told that -- even though their computers caused the problem to occur -- it was nevertheless my responsibility to resolve the issue with my bank, since this is part of the basic sign-up agreement you make with them. When I then sent a complaint to customer service, it took them 7 days to respond -- and then with a standard form letter saying they had no accountability for any errors. My advice: avoid them at all costs! If you have a problem, you will certainly not be given any attention. Someone will come along with the proper financing and administrative skills to manage this concept a lot better. I lost $10.00; you could lose a lot more!

I've never tried Paypal but have used Iescrow and had no problems.

cdguru, audionut61, and Jman...I thank you for your helpful thoughts.KGB

Used Paypal only one time, was only for $100.00 with no problem on the receiving end. Check out EmoneyMail.com a service of Bank One of Chicago. Good for VISA only, credit/debit card or can use your current personal checking account as well. They charge user $1.00 per transaction. Last time I checked they have limit of $500.00 but may have increased it by now. Could run multiple transactions at $1 apiece I suppose.