Anyone else feel left out?

'Gons talk a lot about equipment (new or used) that is way beyond the financial means of most people. Thousands of dollars for a Dac? Ten thousand for a pair of mono blocks?
The pros and cons of 15k a pair speakers? Cabling that costs as much as college tuition? How about a system where the cd player is no more than $500, pre and power amp no more than $500 each, speakers no more than $1k a pair and cabling no more than $10 a foot. Jazz and classical music will be enjoyed. This would be a system that would still be superior to most home systems, but would be within the reach of a wider range of music fans. What are your recommendations for a system of new equipment, used equipment or a mix of both?