My approach to this ratio has changed drastically just over the past couple of years and I know I'm not alone. I have almost no interest in owning digital music anymore and greatly prefer streaming ("renting") it. The exceptions are when certain titles aren't available to stream. The only music I'm really interested in purchasing is vinyl - mainly focused on jazz first pressings that also have value as a collectible piece of history and with wonderful sonics to boot. My mono 1st pressings on BlueNote, for example, have been going up in value a ridiculous amount in just the past 3 years. Overall, I will continue spending way more on equipment upgrades than music purchases for the foreseeable future.
