$100k spent on music and $20k on the equipment or the other way around or 50/50 ?

Extremely difficult, yeah, but with one source and a lot of patience it can be.

In my case so far, though it might change if I go into tape world , I spent three times more on the equipment. I don't need many records and cds.

I virtually stopped buying digital as well, very rarely do I buy a cd or two. My CEC cd plaer is 20 years old but I see no good reason to upgrade it. When it breaks I will find something similar or a little better, no serious money will go into digital.
Analog is a completely different matter, cost of first pressings is up, cost of good master tape dubs is very high. So I anticipate a 50/50 split for the future.

Can't be sure of the exact prices and some pieces would very difficult to find, but here is my take on $20k system. 
Nottingham Spacedeck/Spacearm, new or used.
Goldring 1042 or Nagaoka MP-500 cartridge, new.
Depending on tube or solid state choice of electronic:
tube - Allnic H-1202 phono, used; solid state - Sutherland 20/20 phono, new.
Gryphon Diablo integrated, used. VAC Sigma SE integrated, used.
Kharma speakers, used.
Purist Audio cabling, used.

That should do it.

At $2 a piece cds are almost disposable, play them once and throw away what you don't like. Unless you buy too many and then throw away thousands of dollars.
With equipment one can literally spend millions, and some do.
I always have a tight yearly audiophile budget, but I can go over by 10% or so. I can also spend it all at once for five years ahead. This covers equipment. As for records and cds, I don't really need a budget, I usually buy 10 or so items per year for about $30 on average.