Are higher end preamps worth the investment when you are only streaming Tidal & Spotify ?

Sounds like a decent Dac/Streamer combo to replace the NAD may be a good idea. 

Yeah, I’d wholeheartedly agree with that.  Here’s a great streamer you can also load your CDs into…
https://www.usaudiomart.com/details/650011170-innuos-zen-mk3-1tb/

And you can add this excellent Denafrips R2R DAC…

https://www.usaudiomart.com/details/650012161-denafrips-pontus-ii/

And with your budget you could even add this Denafrips Iris DDC that’ll let you take advantage of the DAC’s superior i2S input…

https://www.usaudiomart.com/details/649988598-denafrips-iris-ddc/

Using this simple HDMI cable, which is what I use from my Iris into my DAC (and yes, get the 0.5 foot length as the shorter the better for i2S)…

https://www.monoprice.com/product?p_id=13578

This would be one kick-butt streaming system on the relative cheap.  Hope this at least gives you some food for thought, and best of luck  

It's funny that the individual selling the innuos zen in the link above is selling the innuos to move to a combo dac/streamer. 

The ONLY reason for the sale is that I am moving to a DAC w/ streaming capabilities and so the Innuos would be redundant.

  He must not have got the separate streamer/DAC memo.

I've always felt a preamp is over kill.  An amp with a volume knob is what I like. Or controlling it from a pc or a source is best.  I feel the more connections with a rca or balance inputs has another transfer signal losing its purity imo.

I agree with your thinking.  I have an  Allnic L-8000 DHT pre it is amazing.  I also have a Lampizator Golden Gate DAC with DHT analog output and volume control.  I stream Qobuz via an Innuos Statement using the InnuOS Sense App.  Its much better than Roon.

Get yourself as good an optical streamer as budget can support from Sonore. Don’t get sucked into the trap of spending more than you need on a quality streamer. Their most expensive option is 5k US. Then get a great DAC like the Mola Mola Tambaqui and of COURSE preamps matter - maybe more than anything else in the chain. I have their Makua preamp and a Cerious Technolgies Lumniscate power cord. Lure Class A Krell power amp. Pure bliss.