Stream vs digital download

Yes. But only one album: Cava Menzies & Nick Phillips 'Moment to Moment' (which I greatly enjoy btw).

I have streamed this via the Tidal App but also own the 24/96 download from Blue Coast Records, the only format available for download.

In my system the download is clearly better. But so what. I wouldn't suggest anyone make a decision based on anything but experimenting in their own system.

The biggest digital domain improvement by FAR for me was upgrading my CD player to a Modwright Sony 999es. Since then the only digital files I download are DSD with provenance, meaning mixed direct to DSD from the console or from the tape master. This is really limited to Native DSD and Blue Coast Records, but both DSD256 & 512 formats sound stunning.

The next step down is SACD in the Modwright Sony, and the delta is very small. Redbook in that CDP is a larger step, but is still WAY better than ripped and streaming, with streaming being at the very bottom of the list.

My overall point being that I prefer buying, holding and playing CDs, so I worked to make that as enjoyable as I could in my budget. If streaming is your lifestyle choice then focus on setting your system up to optimize that. I don't think there is an absolute and system-independent answer to whether ripped CDs a stream sounds better.

So I just tried to albums, what's $36 to try something you enjoy. I downloaded a Sierra Hul, 25 Trips and Sarah Jarosz Undercurrent. Compared a couple songs to the Qobuz stream and I must say there is just a little something extra on the downloaded version playing from the hard drive in my Innuos. Now we are talking subtle differences, but for an album I really enjoy I will consider buying the Flac download now. The higher female vocals had a slightly smoother presence and the overall sound seemed more organic. I hate to use that word but it just fits.
@bgoeller I used to have a Sony DVP9000ES and a lot of CD's. However, 2 years ago, shortly after our home was built, but before the alarm was installed we had a break-in. My basement was being finished and they smashed the window in the basement. Among the stuff they took was a box of my CD's which happened to basically be my top 2 rows which was all my SACD's, many of which were out of print now. So that pushed me to get into streaming. I agree I liked having the CD in my hand, but I was not ready to re-purchase all the ones I lost.

bgoellerYou got the system dependant part right. The only streamer I have that is noticeably inferior is the BluSound. The rest are tweaked enough that comparing is nonproductive. A good experiment would be to record a stream and compare the sound of the file to a download of it.
I really don't care enough to bother.