Stream vs digital download

Has anyone compared a stream to a purchased download? Lets say a purchased 24/96 flac recording from somewhere like acoustic sounds compared to the same exact 24/96 stream from Qobuz? I am really enjoying my Innuos Zen mkIII. I am finding that I like my ripped CD better than the same album streamed on Qobuz. I purchased a couple DSD's that phenomenal like Norah Jones, Elton John Madman across the water is exceptional. But I was wonder for some newer albums that I really like but don't own the CD, is it maybe better to just buy the digital download. I mean its only $18 for a flac so not much to lose, but I was curious what others thought. Maybe its just having the music playing from a local hard drive in the Innuos that makes it sound better than streaming. Just curious what others have found as I am still new to streaming.