My three takeaways on this thread:
One - to the layman electricity can be confusing and strange and yes electricity can do some unexpected or difficult to explain or even outright bizarre things in certain circumstances.
Two - the layman that wants to understand a particular electrical question really needs some Electricity 101 before getting an in depth technical explanation. The layman has too many misconceptions and misunderstandings about electricity that need clearing away before technical explanations begin. The OP finally started to grasp the issue once he started to understand that split phase transformer that supplies the power to his house.
Three - if the expert explains that choice A is not ideal and that choice B is the way to go, take his word for it. The recommendations byJEA48 in this thread are exactly what was done for my two dedicated power lines a few years ago.