What are fuses used for?

OP
Probably a very wise decision... Lol.
One more item not to fret over or spend money on!

It is also possible if you have newer gear there maybe NO "user" accessible fuse to change.
There has been a trend to just solder a fuse internally on a board.

Obviously not something you can just switch out quickly and easily.

Some even more enlightened manufacturers have abandoned fuses altogether in favour of circuit breakers.

Sounds like marqmike is in my group, the group where we don't give a rats what anybody else thinks or says.
It's our money, our system, our ears and to infinity and beyond for the rest of you.