To Stream or Not to Stream

I started a few years ago with an Aurender N100 and the internal Dac in my integrated.  I started with Tidal, and eventually added Qobuz to get an even wider variety of music.  The sound quality is excellent, and having access to such a range of music literally at your fingertips is wonderful. I have also started to accumulate digital downloads and ripped CDs and SACDs, which are stored on my Aurender, mostly of stuff that is not on the streaming services.  I am very happy with my choice.  Regarding your DAC, the Yggdrasil is a nice unit (a friend of mine has one, and it sounds quite nice).  The only thing you need to consider is whether either DSD or MQA is important to you.  If not, the Yggy is a good choice.

I have n Aurender paired with a Schiit Yggdrasil GS, and stream Quboz and Tidal. Highly recommend this combo!

You can also look for a DAC that supports upnp/dlna and run a UPNP server very easily in windows/Linux/Mac.  You can stream your CD rips and other mp3s.   BubbleUPNP app can cast to various renderers/dacs including Sonos.  It also recognizes my Boulder 866.  And it supports tidal and qobuz. And it's mostly free :)

Unless you have rare cds, good streaming through Roon will make your cd collection obsolete.  Liner notes still cool, though.

Agreed do not delay, jump in with both feet. Unless you have particular tastes, once you have Roon/Tidal you do not need your own music library. Even better is if your favorite albums are available on Tidal Hi-Rez, you will wonder how you ever lived with red book limited sound quality.