You have a healthy budget but that doesn’t mean you are required to use it. Since you aren’t that sure about streaming I would suggest go slow. The largest determinant of sound is the DAC, and you have one that you like. Transports matter, and the more that you spend, the better you get, but affordable streamers
such as Bluesound sound pretty good, especially with High Resolution material.
My suggestion is buy a less expensive but quality component. If you later decide streaming isn’t for you, you won’t be looking at a $5K albatross on your equipment rack. If you love streaming and down the road wish to upgrade, then spend more.
Streaming frequently isn’t plug and play like.CD player or even a turntable. They are more like networking computers and subject to the same foibles. For example, the software program is a huge part of the experience. I had a Bryston streamer that sounded fantastic but was hugely frustrating due to a horrible software program. I replaced it with a Cambridge Audio CXN 60 that cost 1/3 as much, sounds about 96% as good, and has an easily managed app. It also has Chromecast and AirPlay so I can stream directly from a mobile device if I don’t want to play the files on my server