Mcondo is 100% correct-
Most polices have you select the dollar amount of personal property coverage----should you have a loss, you should be reimbursed for whatever is damaged within those selected limits--replacement cost-so if your 2008 Mofi 200gram is worth, $100, you would get $100
the trick is to purchase adequate limits to cover all your belongings---Don't buy $20,000 in coverage if your cables alone cost $20,000 to replace and expect coverage for your speakers,amps, records, etc..
I have taken video of my entire setup
A good tip is to keep it on a SD card and put it in your wallet----no use having a tape in the house if the house and everything in it burns and destroyed.
A bit off topic, but i recall former LA Laker Kareem Abdul Jabbar's home burned down and he had a priceless Jazz LP collection which he completely lost----always felt bad for him--
Most polices have you select the dollar amount of personal property coverage----should you have a loss, you should be reimbursed for whatever is damaged within those selected limits--replacement cost-so if your 2008 Mofi 200gram is worth, $100, you would get $100
the trick is to purchase adequate limits to cover all your belongings---Don't buy $20,000 in coverage if your cables alone cost $20,000 to replace and expect coverage for your speakers,amps, records, etc..
I have taken video of my entire setup
A good tip is to keep it on a SD card and put it in your wallet----no use having a tape in the house if the house and everything in it burns and destroyed.
A bit off topic, but i recall former LA Laker Kareem Abdul Jabbar's home burned down and he had a priceless Jazz LP collection which he completely lost----always felt bad for him--