This was a recent new purchase and in the transfer, the insurance stayed with the prior owner and wasn't moved over. A miscommunication and oversight and theyre being w/o cover was not on purpose or by design to save money. It was just miscommunication. You guys suck.
Maybe if you didn't omit that important tidbit in your original post, you wouldn't have gotten the responses you did and wouldn't have to tell guys how they 'suck' for sharing their opinion on the incomplete information you initially provided.