Postal Money Order versus Bank Money Order ???

my local post office will cash usps m.o.'s i've received right over the counter(amount within reason) just like a bank. the other factors of fed offense to tamper with, easy availabilty and inexpensive cost to purchase make them hard to pass up. kurt

They can be purchased in faily high amounts and if the transaction is over that amount you can simply purchase more than one.
They cannot be stopped for any reason and any bank treats them as a cashier's check.

IMHO this is the safest method of payment for anyone that cannot use a credit card or does not wish to use paypal because of their rediculous fee structure.

The Post Office really did their homework when creating these and they are really the most economical, best thing going.
I have requested them many times and most of the time will have to hold money orders because of high fraud issues.

Hope this helps!

It is good to know the USPS will cash a USPS MO. Banks usually make you deposit it first.

A person can put a stop payment on a Bank money order. I spoke to rep at citibank. I would not ship item till money order was paid by issuing bank. It was for $ 10,000.00 The money order was issued by an out of state bank with no branches in my area otherwise you can go to that bank an cash it. I take no chances on large deals. Western Union is also great they will give you immediate cash. I just discuss these details with buyer before hand so there are no misunderstandings as Agoners (myself included) must have that new piece ASAP as it may change our lives!

I for one am one of the audiogon'ers who politely request USPS money orders only( if payment by MO) for all these great reasons listed above. It's just safer and less risk for both parties, especially the guy who ships his $6,000 amplifier upon receipt of a MO. I usually like paypal better...but thats a whole nother thread!