You've probably never come across the numb-nuts that would buy hi-end 60s-70s guitars and have absolutely no idea what to do with those.
I'm happy with my Ibanez nylon strings acoustic-electric which I use in most cases. It does everything for me I'd like to play. I can even use distortion, but I'm mostly into bossa-nova, flamenco and gypsy jazz. For my steel strings I use Epiphone MasterBuilt. Total investment on guitars is about $800 for both. Same invested for amps and pedals