Yes agree, all dacs with digital domain volume should have this selectable output max voltage feature, then there’s no risk of "bit stripping" at all when using it direct if the volume is too low (<70%).
Wadia I think did it first with 6 x different levels on their top line dacs https://ibb.co/30WXsC1 but with user adjustable links inside. But if this option isn't there with a dac, then same can be done using a $49 Schiit Sys as max preset between dac and poweramp.
Cheers George