Just Getting Back Into Audio and Need Help

So I am getting ready to purchase a new Integrated Amp and speakers after not having a system for quite a while. Things have changed(A LOT) since I last had a system. I am deciding between an Arcam SA20, Parasound Newclassic 200, or Musical Fidelity M3Si integrated. I am probably getting the Focal Aria 906’s. My question is, what kind of sound quality would i get by using something like the Wiim Pro running to the internal dac on the integrated amp? Do I need a separate external dac? I really prefer not to have to do that. Or should i spend a little more on a streamer with a good dac? Will the sound be that much better than using the dac on the integrated? Thats probably a loaded question. I want good audio quality, but I’m not one to spend a fortune on cables and other upgrades. If I have to struggle to hear minor differences, I’m not spending the extra money. Thanks in advance for the help!