Practical advise goes a long way: so first, photograph all your belongings. Record serial numbers, dates of purchase and don’t forget all those little snake oil purchases. Next up, apply your driver’s license number with an etching tool to your belongings, especially hand tools, drills, etc. Lastly, think about how to insure the items. I’m in California and several carriers do not place limits on HiFi equipment. Most do have limits on jewelry, guns and computer stuff. So find a good independent agent who offers many different companies.
Interesting Insurance Article Concerning HiFi.
https://futureaudiophile.com/is-your-audiophile-system-properly-insured/