The time to ask all insurance questions is when you are purchasing coverage, not when you have a claim. Most home insurance policies will consider albums as contents but if you have some very rare out of print albums, you might have to specify them separately as an insured peril to receive their actual value in the event of a loss, otherwise, the insurance company will just replace them with an ordinary new reissue.
Insuring Your Vinyl Collection and Equipment
My insurance company will not insure my vinyl and CD collection as part of my home insurance policy. It basically is beyond them how to deal with the collection of a couple thousand records.
Looking for suggestions on where and how you've insured your collection and even your equipment.
Thank you!
Looking for suggestions on where and how you've insured your collection and even your equipment.
Thank you!