Insurance for system

I revisited insurance coverage on the hifi and record collection when I moved from NY to Texas at the very beginning of 2017. DOT insurance is by gross weight and a joke. I was covered by Chubb, which I started using years ago- they insured various exotic cars I had for less than what they charged for a daily driver.

I have riders for the hi-fi, the records, and some other high value stuff. A year or more ago, we finally parted ways with Chubb- though I thought they were very good--their premiums got crazy. We switched to a company called "Pure" which writes for high value assets. Hopefully it is never going to be an issue.

@emergingsoul -thanks for the compliment. This system had its beginnings in around 2006 and has evolved over the years. (There were several previous systems going back to 1970).  Having moved to Texas, I am in a larger room and that, along with some changes (cartridge, better turntable isolation and more, bigger subs) made a considerable difference. It is, to paraphrase someone who was here yesterday to listen, "a system to enjoy rather than to analyze the music."  I'm quite happy with it. That rug has been with us in several houses- it is huge, and it not completely unrolled at one end-- it is simply too long for the room. But, I like it, partly because it is old, very fine, though it is somewhat threadbare in spots.

I did have an opportunity to have my 1975 system restored (for some reason I kept most of that gear although many other pieces over the years got traded or sold).  That system resides in our front parlor-- not quite as big or dramatic, but it uses old Quads I bought in 1974 which were restored, along with a pair of Quad II amps from around 1961, a McI MX110z and an SP-10 table that I bought new in 1973. It's surprisingly good for what it is--a somewhat bandwidth limited system with an almost eerie ability to portray the midrange with a "see-through" quality.