What you’re looking for is called a Personal Articles Policy. It’s used to insure things like art collections, stereo equipment, and other expensive collectibles. It’s one of the cheapest insurance types to have; don’t try to list these on your regular homeowners or renters policy, as it will be really expensive and/or you’ll max out the allowed scheduled amount. A seven figure Personal Articles Policy will run you two or three grand... Ask your broker about adding it to a homeowners or renters policy.
Insurance for system
I have been trying to get theft coverage for my system without success. Between the electronics, cables and add ons I probably have around $100K invested in it. My broker suggested that she might be able to get coverage for some of the gear but not all of it. I know that there are specialty carriers for collectible cars but is anyone aware of insurers who specialize in coverage for what most carriers would consider luxury goods?